Wednesday, February 28, 2007

Of microfinancing schemes, morals and social responsibilities ...

A friend of mine forwarded information regarding a non-profit organization that is into microfinancing. This e-mail was doing rounds on a mailing list that we are part of. Soon, a war of mails started about how organizations doing microfinancing aren't actually hitting the real target i.e., end of poverty. Especially at the heart of the argument, were 2006 Nobel Peace Prize Winners Dr. Mohammad Yunus and his Grameen Bank.

Grameen has done phenomenal work in alleviating poverty over the last 30+ years in Bangladesh and rest of the world. Atleast, that is the claim made. However, a series of articles, such as the ones below, exposed how the microfinancing system, though theoretically extraordinary, fail to make drastic social impact and in fact, on the flipside, end up doing far more damage to societal structures.

http://www.thenation.com/doc/20061030/bello

http://www.leftbusinessobserver.com/Micro.html


The articles above would give the reader a better idea about microfinancing, which is not the purpose of discussion in this blog, which I delve into now ...

Reading these articles really made me wonder, why on earth should one care about ending poverty or making lives of people better. Of course, people have provided me with endless arguments about how poverty can never end because it defies the laws of economics or how peace can never be achieved in the world because it defies the laws of societies and economics and politics et.al. I always ignored these comments in the enthusiasm of 'making a difference' in the world. However, I now concede, yes ... it is a perfectly valid argument that poverty is never going to end and world peace will never be achieved.

This rolls me over to my favorite 'moral' conversation ... what about social responsibility? How responsible is one for the society around them? I think people living in a society can be structured into the following ....

a. People who are happy to pay their taxes and wait for the government to work wonders.

b. People who pay their taxes, are unhappy about the governments work and on top of that pay extra money to NGOs to get some good work done that is 'helpful' to the society.

c. People who contribute taxes to the government and also contribute to NGO efforts but are still left unhappy about how the world is and are seeking solutions (I probably belong to this group)

d. People who've had enough of what's being done by the government and NGOs and instead decide to give it all up and go and do something of their own.

At the end of all this long blah ... blah ... I am left in this reflective state of mind where I really would want to think that instead of pursuing seemingly impossible, utopian goals, it'd make much more sense to scale down to a much more manageable level of life than go for the moon. I am reminded of what a very good friend of mine once said ... "I want to end my own poverty. I think that's the best contribution I can make to the end of world poverty". This is very selfish, I guess, but a lot more sensible :-)

P.S.: A full 12 or so hours after writing this blog, I am at much greater ease on this topic ... my newest and favoritest advisor i.e., my wife told me to follow what Lord Krishna told Arjuna in the Bhagavadgita about doing one's duty without caring for the fruits of the effort! :-)

Friday, February 23, 2007

Closing off a hectic week

What better way to close a week that's been hectic for my wife and me, than a poem? ;-)

"wake up! we need to wake up" you say
*yawn* "yeah i will ... oh man!" i say

"quick ... quick ... its 7.30 already" i say
"yes ... yes ... am almost done" you say

*yawn* "i am on the train now" you say
*yawn* "good! have a gr8 day ... go 2 sleep now" i say

"where were you all morning?" i ask
"meetings all morning ..." you say

"had lunch yet?" you ask
"not yet ... too busy fixing bugs" i say

"have you left yet?" i ask
"not yet ... will leave soon" you say

*yawn* "have you left yet? i'll be there soon" you ask
*yawn* "am on my way" i say

"man! i am so tired ... i can sleep now" i say
"hahaha ... lets see" you say

"i can't sleep ... i am yawning so much" you say
"... me neither" i say

zzzzzz ... snore ....

Monday, February 12, 2007

A new realm of work in Jalamangala

History

Jalamangala village is a small village about 45 miles from Bangalore. My family has a history
of about 300 years in this village. Our ancestors came from Andhra Pradesh long ago and settled here. My grandfather was a priest and post master. He was very active in the Village during his lifetime, active in politics and was a philanthropist. During his lifetime and the years following his death, his 8 sons moved to Bangalore city for livelihood.

My relationship to the village

I had made a few trips to the village during my childhood days. I have fond memories of those
trips. The simple nature of the villagers always touched me. At the same time, the caste structure was something that disappointed me because it put the people of the village at a lower pedestal than my own. For me, we are all humans after all and need to be treated alike. But, being the scared little sissy that I was, I kept quiet!

I came to the US in Dec ’99. Many Indians that I spoke to were disappointed with how
rural/poor India showed on the global map. Some were sad and others were outright critical about the country. This made me angry, but then again I just kept quiet bottling up that anger.

Life smiled on my predicament in the form of a couple of seminars (The Landmark Forum and The Landmark Advanced Course) that I participated in through a seminar company called Landmark Education. These seminars revealed to me in no-nonsense terms that I need not stay angry forever about my country’s state but could actually do something about it. Trivial as this may sound, it was an amazing breakthrough that infused a fresh breath of freedom for me.

In a community project seminar (The Self-Expression and Leadership Program) that I did immediately, I did a small project of inviting my family members to go on a day trip to Jalamangala. Though this sounds small, the context in which it was created was huge. I created the context of the accountability for my family – we got so much out of the village and prospered but we didn’t give much back to the village. Now it was payback time!

The day long trip had its impact on the members of my family, many of who were visiting the village after 10+ years. They were left inspired by what’s possible for them.

My dad’s return from the US

Somewhere in the middle of my seminar, my dad arrived in the US in late 2003. I had just
been laid off from my job. He thought it wasn't a good idea to do some project for my village instead of stabilizing in my career. I threatened a mutiny and told him that I am willing to head back to my village and become a doodhwala aka milkman ;-) My dad got scared like crazy and he proposed that we reach an agreement. Soon enough I found a job and he chilled out. In the following days, he shared with me his own vision for our village and impressed on me the importance of me staying in the US and earning money to help our village. That proved to be a turning point in my life, as money was no longer a tool of the greedy but a vehicle for alleviating the quality of life for mankind. Of course, it also meant that becoming a doodhwala remained a fantasy of mine :-(  My dad returned to India much earlier than he planned.

The Project is born

An Uncle of mine had been active in the village and the area surrounding it for many years. Given the momentum that he had built up already, my dad got together the rest of his brothers and sister and convinced them about the importance of our family’s role in our village. The family decided on starting off by renovating our 300 year old ancestral home. My dad, given his experience as a highly successful executive in the area of project execution, got the home renovation project done in record time. The newly renovated home was grandly reopened to the entire family and relatives. A lot of them reminisced the life of my grandfather. A beautiful flower and fruit bearing garden was also created. The funds for the entire project was raised within the family.

Following the home renovation, projects were taken up that would help the village. The first
area that was identified was healthcare. A few health camps were organized to help people with
physical disability, eye care issues, heart issues et.al. Also, given the value contributed by religious and spiritual activities, visits from RK Mutt were organized.

Project with a life of its own

Around this time, the villagers actually grew skeptical about the efforts of our family and
wondered if this was a short lived “cool” idea. Fortunately, for us and them, that was not to be the case. The medical camps continued. Also, the religious activities expanded with the renovation of important temples in the village that were ignored for a long, long time. Recently, a Ganesha temple was newly constructed and has had a huge impact on the villagers.
The local high school was impacted in a useful way when teachers/experts from Bangalore
city gave useful guidance to the students of 10th class. The school also organized numerous student events that was presided by members of our family and the messages delivered our deemed inspiring.

One of my aunts, who teaches high school students in Bangalore, organized a roadtrip for her
students and the mix of students from the two areas was something very amazing. The children from the city realized how much they lacked in terms of extra curricular activities.

Current/Future projects/status

Our family plans to continue its projects in the areas of medicine, healthcare and
religious/spiritual activities. We are able to manage the financial needs within our family. However, personnel who can participate frequently is what is needed. Currently, only my parents, a couple of uncles, aunts and cousins have the bandwidth to be active.

Conclusion

Ultimately, the context that would make a difference is what’s said in the movie “Gandhi” by
Gandhi’s character, that India is a country made up of 700,000 villages. If each one of us takes on our respective village, then 700,000 people can make a difference with the entire country’s progress!